Small business funding, done right
Directly Lended lays out the funding you actually qualify for — lines of credit, term loans, SBA, equipment and more — in language you can act on. You see the full picture before you commit to anything.
Apply now → Explore the guidesFunding options
No jargon, no pressure. Each option comes with a guide and a clear "best for," so you know where it fits before you fill out a single form.
Best for flexible working capital you draw on only when you need it.
Up to $250KSee the guide →Best for planned, larger investments with a steady, predictable payment.
$25K – $5MSee the guide →Best for well-qualified businesses that want the lowest rates and longest terms.
Up to $10MSee the guide →Best for funding the equipment your business runs on, using the asset itself.
Up to 100% of costSee the guide →Best for payroll, inventory, or a seasonal gap without choking your cash flow.
$20K – $350KSee the guide →Best for B2B businesses with cash tied up in unpaid customer invoices.
Up to 100% of valueSee the guide →Best for fast capital repaid from sales. We show you the true cost up front.
$20K – $500KSee the guide →Best for owners carrying several advances who want one simpler payment.
Built around your positionsSee the guide →How it works
Step 01
A few quick questions or a short call. You get straight answers with no form required, so you understand the landscape first.
Step 02
We read your numbers the way our funding partners do, then put the funding you qualify for side by side with the tradeoffs on each.
Step 03
We handle the back-and-forth with the funder and get you closed. You decide, on your terms.
Why Directly Lended
Most comparison sites are a machine that sells your phone number to a dozen callers. We built the opposite.
One dedicated advisor who knows your file start to finish — not a call center reading from a script.
Our offers come from funding partners built up over years, the kind of capital you won't find advertised or sitting on a bank's menu.
You'll understand every option before you sign. If funding is the wrong move right now, we'll tell you that instead.
Your details go only where you approve them. No flood of cold calls the minute you ask a question.
Free to compare, and checking won't affect your credit.
Get pre-approved →